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insurance for overseas travel - The Transplant Network
 
MichaelO
Topic Author
Posts: 2
Joined: Fri Jun 15, 2018 3:05 pm

insurance for overseas travel

Fri Jun 15, 2018 3:32 pm

Hello all.

Briefly, I had a liver transplant in 2015 at RPA in Sydney. Today I am fitter than at any time since age 30: I am now 66.

When talking to people who are curious about liver transplants I say " you will feel no pain". I never had real pain at any time, not before, not during (of course not) and not after. And effectively 99% of operations succeed: you will not die.

But today i want to ask about INSURANCE FOR OVERSEAS TRAVEL. Companies seem unwilling to insure because during 2015 I had a non-serious rejection episode that took me very briefly back to RPA. I have been in excellent health for the last two years.

Any travellers out there who can give me advice. E.g. is it possible to "persuade" an insurance company by giving them a letter from my specialist?

Grateful any and all thoughts.
Cheers.
M.
 
User avatar
Peter
Posts: 14
Joined: Mon Jul 18, 2016 9:47 am
Location: Sydney
Contact:

Re: insurance for overseas travel

Fri Jun 15, 2018 3:47 pm

Hi Michael, 
                  Glad to hear your doing so well and helping others. 

Travel insurance is one of the painful things we have to deal with post transplant.  Especially if traveling to the US.  Example I've just booked a trip to Mexico for 3 weeks and I was able to get cover but it's costing me $1650 and my wife who is traveling with me is only up for $189. 

Insure and go are always my first choice. However they don't cover to the US if you have had a transplant. I am pretty sure they cover everywhere else.
They have another company under their umbrella called " All Clear Travel Insurance" they are the ones that have covered me but its expensive.

QBE said they would cover me but after someone from the transplant team filled in a form to say I was fit to travel.  I did this however they would only cover me for $100,000 for about $400 
but in the US $100,000 won't get you very far if something does go wrong.

The other company ive used in the passed was COVERMORE but I think at the moment they have stopped insuring transplant patients. 

They quite often change but this advice is current for 2018. 

Good luck

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